The advertised instalment includes a monthly service fee of R69 including VAT. Total cost of financing includes an initiation fee of R1 208 including VAT. Interest rates are linked to the prime lending rate which is currently 11.75% and are subject to change in the event that the prime lending rate changes. Finance offers are subject to approval from HAVAL Finance, a product of WesBank – a division of FirstRand Bank Ltd. An authorised Financial Services and Registered Credit Provider. NCRCP20. Offer valid until 30th September. Terms and conditions apply. Visual for illustration purposes only.